Can I Get a Car Loan with Bad Credit?

If you’re worried that your current financial situation will prevent you from getting the loan you need to acquire a vehicle, we’ve got your back here at Pohanka Honda in Capitol Heights. Swing by any day of the week to speak with a member of our Finance Department, and they’ll set you up with a repayment plan that works for your individual needs.
Bad Credit Loans
If you’ve got bad credit, you may feel a bit like you’re on your own. Whether you’ve recently gone through a divorce, a medical emergency, or something else, you can rest assured that you’ll get the help you need with us. We understand just how difficult it can be to get your life back on track if you’re currently not getting the loans you need to start rebuilding. Fortunately, you won’t be turned away by us, since we offer loans to individuals with less than ideal budgetary constraints. If you have any questions pertaining to your individual situation, just contact us at 240-392-3635.
How Can a Car Loan Help Me?
Our team realizes it might seem counterintuitive to take out loans when you’re attempting to get over financial issues. But, oddly, that may be one of the most valuable options you can use to fix your position, which makes it especially difficult when you keep getting turned down. Luckily, we’ll give you the assistance you need with our car loans. By staying up to date with your payments, you’ll watch your credit score slowly rise, allowing you to take out larger loans in the future. Plus, you can count on our Finance Department to work with you in a one-on-one meeting to create a repayment plan that doesn’t have you putting a dent in your wallet.
Our Inventory
Now that you can feel confident in your ability to get a car loan, it’s time to take a look at the exceptional inventory on our lot. Whether you’re looking for a new model or a more affordable pre-owned option, you’ll find an option that fits your lifestyle here with us. Better yet, you can check out our selection without leaving the couch by clicking on the New Vehicles or Search Used tab. After you select an option from the drop-down menu, you can use the filters on the left side of the screen to narrow the options to the ones with the features you want. It’s that easy!
So, can I get a car loan with bad credit? The answer here at Pohanka Honda in Capitol Heights is a definite yes! Stop by our convenient location by the end of the day!
Testimonials
“ Great service ”
“ Marcus was very helpful and fast with his service ”
“ They did a good job I also like the fact that they send a video to your phone to let you know what’s going on ”
“ Service was exceptional! ”
“ I had a great experience here at the dealership! I had my A/C worked on and they beat the guestimated time, all the personnel were friendly and helpful, and my service was at what I considered to be a fair price. My service advisor, Mr. Trice, was very professional and displayed exemplary customer service! ”
“ Very professional and friendly ”
“ Pohanka Honda, will service your vehicle well, take your car in today. ”
“ Excellent customer service from Ms Lewis she is great for the company and takes care of all her customers in a pleasant patient manner great customer service will recommend to all family and friends also my insurance adjuster has made an appointment to visit Miss Lewis to purchase a car ”
“ Great customer service and feedback regarding my car. Although there is a Honda dealership closer to me, I travel to Pohanka for their service and care, including the multi point inspection and video. ”
“ Everyone was so friendly and helpful! Especially Sanitra. And Jose. Recommend! ”
“ My favorite place for my ride. Comfy lobby, reasonable prices, great staff. The lobby also has chargers and massage chairs. Cool place! ”
“ Easy to schedule. Service writer Marcus was excellent. Work performed was well done. Will always return there for service. Nice clean waiting area. Areas constantly being cleaned. New massaging chairs a really nice touch!! ”
“ Had me in for my service and out within an hour. ”
“ Positive attitude from agents , was well taken care of. ”
“ Jennifer was very helpful, when I picked up my car it was not as expensive as I imagine. I had to give her a big hug. Hooray for a great employee ”
“ High quality service from sales and finance. Honda vehicles and their owners deserve nothing less. High Five for Joseph, my sales consultant. I love my CRV ”
“ (Translated by Google) Excellent service, they work very well and very quickly, they handle all the paperwork. I highly recommend them. (Original) Muy buena atención y trabajan muy bien y muy rapido hacen todo el papeleo lo recomiendo ”
“ Great experience and customer service. Even after purchase didn’t go “ghost” with follow up questions I had. AJ was really good too and personable. ”
“ Excellent ”
“ Pohanka Honda takes care of my Honda baby every time!! Marcus N. is the bomb!! ”
“ Service was great and glad that they had a shuttle to take me home and pick me up. ”
“ I am always pleased with Pohanka Honda's Service Department. The team there are always professional, knowledgeable, and very personable. Even though I bought my 2019 Honda from another Honda dealership and got discouraged at my treatment there, I tried Pohanka's service department and have been overwhelmingly pleased ever since. I was pleasantly surprised to receive a video recording from the technician/mechanic of recommended services for my vehicle. That was a nice touch. My sincere appreciation to Pohanka. ”
“ I had the best experience in getting my vehicle. Omar was my sales consultant and when I tell you he was patient, very knowledgeable, professional, and friendly. SHOUT OUT to this Honda dealership. SHOUT OUT TO Randy, Adrienne, and one last person (can’t remember their name) were AMAZING. ”
“ Kevin was very helpful. ”
“ Very happy with their service, although didn't like the service of two other Honda dealerships in that area ”
“ I go to Pohanka Honda, for repairs to my vehicle. My go to guy is Nelson. He is very knowledgeable, professional, and keeps you up-to-date, pertaining to your vehicle. ”
“ Hello, my 2026 Honda CR-V was due its first maintenance service. On May 18, 2026, I was greeted by Jacqueline. She was assigned to me and she made sure I was totally satisfied before leaving Pohanka parking lot. Jacqueline was professional, pleasant, she assisted me with my questions, washed my car and help me with setting the drivers seat settings. I received excellent service as always. Keep up the awesome work, Jacqueline. ”
“ Omar and Adam helped me out. They did a amazing job getting me a approval customer service was top tier best experience I’ve ever had at a dealership ”
“ The Staff were very helpful and considerate they had a free coffee bar and television in the waiting area. Everything was geared to comfort and good customer service. ”
“ Marcus was amazing!! ”
“ Purchasing my CRV EXL was a pleasant experience. My sales representative was very knowledgeable and made sure I knew the initial features of the vehicle. I would recommend this dealership to anyone in the market for a new or used vehicle. ”
“ On-time, with the service. Not long at all, great service ”
“ Recently went to Pohanka Honda for service. No issues. Jennifer, my service tech, is always pleasant and professional. She keeps me informed about my car. Jennifer is great. ”
“ Whenever I go for service my service pro is always knowledgeable. I like that I may be given a courtesy ride home or an area to relax while I wait for my car. Unfortunately the complimentary car was is never satisfactory. I am not looking for a detail but I would like for the exterior to be clean. They must do better than just rinsing my car off with the hose. Next time I will post pics of not sufficient. ”
“ I like the nice clean waiting room. ”
“ The total experience was pleasant. The wait time was exactly the correct time, like the Technician said. ”

Sales Hours
240-392-3660
| Monday | 9:00 am - 8:00 pm |
| Tuesday | 9:00 am - 8:00 pm |
| Wednesday | 9:00 am - 8:00 pm |
| Thursday | 9:00 am - 8:00 pm |
| Friday | 9:00 am - 8:00 pm |
| Saturday | 9:00 am - 7:00 pm |
| Sunday | 11:00 am - 5:00 pm |

“ My sevice advisor Sergio was pleasant and explained what was needed for my car after I told him about the issue. I was glad the service didn't take too long. ”